B Impact Report

Logo for PerMicro


Microcredit for Family and Business
Certified Since: November, 2016
Location: Torino, Torino, Italy
Sector: Service with Minor Environmental Footprint

Overall B Impact Scoreinfo_outline


The B Impact Scores are being compared against all businesses that have completed the B Impact Assessment

PerMicro is one of the first Italian institution to grant microcredits and disbursements. Since October 2016, it has disbursed 14.169 microcredits, for a total amount of EUR 95,843,990 (2,232 business microcredits and 11,937 family microcredits). Its mission is to create employment and social inclusion through professional disbursement of microcredits, financial education and services for starting-up and supporting enterprises, with the aim of reaching the complete sustainability of its activity. PerMicro supports professionals with a good entrepreneurial idea and those with significiant financial needs (home, health, education), who are excluded from traditional credit channels because of insufficient credit history or precarious working position.

PerMicro reached sustainability at the end of 2015 and it is considered a successful business model in Europe.

PerMicro collaborates with the Association PerMicroLab to offer to its entrepreneurs important auxiliary services, such as mentorship and monitoring.

Impact Area Scoresinfo_outline