B Impact Report

Logo for Impact Finance Management S.A

Impact Finance Management S.A

Investment Advisory
Certified Since: January, 2020
Location: Les Acacias, Suisse, Switzerland
Sector: Service with Minor Environmental Footprint

Overall B Impact Scoreinfo_outline

80.4

The B Impact Scores are being compared against all businesses that have completed the B Impact Assessment

www.impact-finance.com

The purpose of Impact Finance Management is to restore a more constructive and humanistic role of finance in society. They are at the forefront of the emerging trend of Impact Investing.
Based in Geneva (Switzerland) with offices in Cali (Colombia), they initiated and advised an open-ended fund in Luxembourg. The fund provides debt to SMEs that consciously strive to deliver developmental outcomes to address social and environmental needs. Impact Finance Management invests in different value chains in food and agriculture, education, rural finance and renewable energies.
Since Autumn 2011, Impact Finance has invested more than $180 million in debt, in more than 80 companies. Impact Finance invests in 15 countries, mostly in Latin America and Western Europe. Already 50% of the loans have been repaid showing the high capacity of the enterprises they finance, while the Fund performance show positive returns since autumn 2012.Thanks to a highly performing internet based impact reporting tool named Kharmax Impact Reporting System, Impact Finance can monitor and enhance the impact of its companies.

Impact Area Scoresinfo_outline

info_outlineOverall B Impact Score

To certify as a B Corp, a company must achieve a minimum verified score of 80 points on the B Impact Assessment. The B Impact Assessment asks questions about how the day-to-day operations of a company create positive impact for the company’s workers, community, and environment. Additionally, companies can earn further points if their overall business model can be shown to create positive social and environmental impact as well, qualifying the company for specific Impact Business Model points.

Scores for Certified B Corporations are verified by the non-profit B Lab.

info_outlineImpact Area Scores

The questions in the B Impact Assessment are organized into five Impact Areas: Governance, Workers, Community, Environment, and Customers. Click into a Impact Area to see topics covered in each. Topics in blue are Impact Business Models associated with that Impact Area where the company has earned additional credit. Due to rounding, displayed totals may not add up exactly.

The B Impact Assessment is customized to a company's size, sector, and geographic market.  However, within those parameters, there are still questions included in the B Impact Assessment that might not be relevant to a particular company. In cases where a question is not applicable, the potential points available for that question are instead earned based on the performance of the company on the other topics relevant to the stakeholder and summed up as "N/A points." Likewise, a score of N/A for Workers means that the company is a sole proprietor or partnership with no full-time staff, and a score of 0 or N/A for Customers means that the company does not have a specific Customer-focused Impact Business Model.

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info_outlineBest for the World Honoree

Each year, B Lab releases lists honoring the top-performing Certified B Corps in each Impact Area and overall, broken down by size, on the annual Best for the World lists.

info_outlineAdditional Documentation

B Lab may determine that a company should make additional material beyond their B Impact Report transparent in order for the public to be able to evaluate the company’s overall impact. This additional transparency may cover participation in a controversial industry, information shared on the company’s Disclosure Questionnaire, or simply a company’s relationship to a larger complex entity. Public companies and wholly-owned subsidiaries are required to make their full B Impact Assessments transparent to achieve B Corp Certification.