B Impact Report

Logo for caisse d'épargne Normandie

caisse d'épargne Normandie

Savings, Credits, Means of payment, Insurance, Patrimony, Real estate
Certified Since: March, 2020
Location: BOIS GUILLAUME, Normandie, France
Sector: Service with Minor Environmental Footprint

Overall B Impact Scoreinfo_outline

83.3

The B Impact Scores are being compared against all businesses that have completed the B Impact Assessment

www.caisse-epargne.fr/normandie/professionnels

Caisse d'Epargne Normandie has more than 210 branches, 4 business centers, 1,799 employees, 1.1 million customers, including 205,000 members. The only bank exclusively covering the whole of Normandy, it supports all clienteles: individuals, professionals, companies, startups, social economy players, Real Estate, Social Housing, protected persons, institutions and local communities. A major player in the economic development of its territory, the Caisse d'Epargne Normandie manages total assets of 35 billion euros. With its cooperative status, it is a full-service Norman bank: the funds it collects locally are reinvested in the region to finance the major projects and companies that make up Normandy. A philanthropic enterprise, Caisse d'Epargne Normandie is a bank engaged in financial education and solidarity-based sponsorship, in particular through the Caisse d'Epargne Normandie Fund for the solidarity initiative. She is also involved in personal microcredit (more than one in three microcredit in Normandy). With more than 7 million euros in donations in 10 years, it is the leading Norman patron of the social and solidarity economy and the voluntary sector.

Impact Area Scoresinfo_outline

Governance Governance
12.0
Workers Workers
31.5
Community Community
18.3
Environment Environment
5.8
Customers Customers
15.4
info_outlineOverall B Impact Score

To certify as a B Corp, a company must achieve a minimum verified score of 80 points on the B Impact Assessment. The B Impact Assessment asks questions about how the day-to-day operations of a company create positive impact for the company’s workers, community, and environment. Additionally, companies can earn further points if their overall business model can be shown to create positive social and environmental impact as well, qualifying the company for specific Impact Business Model points.

Scores for Certified B Corporations are verified by the non-profit B Lab.

info_outlineImpact Area Scores

The questions in the B Impact Assessment are organized into five Impact Areas: Governance, Workers, Community, Environment, and Customers. Click into a Impact Area to see topics covered in each. Topics in blue are Impact Business Models associated with that Impact Area where the company has earned additional credit. Due to rounding, displayed totals may not add up exactly.

The B Impact Assessment is customized to a company's size, sector, and geographic market.  However, within those parameters, there are still questions included in the B Impact Assessment that might not be relevant to a particular company. In cases where a question is not applicable, the potential points available for that question are instead earned based on the performance of the company on the other topics relevant to the stakeholder and summed up as "N/A points." Likewise, a score of N/A for Workers means that the company is a sole proprietor or partnership with no full-time staff, and a score of 0 or N/A for Customers means that the company does not have a specific Customer-focused Impact Business Model.

Previous Overall B Impact Score

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info_outlineBest for the World Honoree

Each year, B Lab releases lists honoring the top-performing Certified B Corps in each Impact Area and overall, broken down by size, on the annual Best for the World lists.

info_outlineAdditional Documentation

B Lab may determine that a company should make additional material beyond their B Impact Report transparent in order for the public to be able to evaluate the company’s overall impact. This additional transparency may cover participation in a controversial industry, information shared on the company’s Disclosure Questionnaire, or simply a company’s relationship to a larger complex entity. Public companies and wholly-owned subsidiaries are required to make their full B Impact Assessments transparent to achieve B Corp Certification.